Insurance

We highly recommend travel insurance. Between missed connections, lost or delayed luggage, or medical emergencies, you want the peace of mind that your vacation investment is well protected. No matter who you buy from - please consider vacation insurance before you travel.

Why Buy Travel Insurance?

Not sure you need travel protection? Here are a few commonly asked questions:

Q. Why should a traveler buy travel insurance?
A. Travel insurance gives travelers coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses—money invested in prepaid, nonrefundable and unused payments or deposits, and medical expenses that in many instances may not be covered by health insurance.

Q. What happens if a traveler must cancel their vacation?
A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A comprehensive travel insurance plan through Travelex Insurance can provide trip cancellation coverage for the traveler's vacation investment—the insurance company reimburses the traveler for all prepaid, nonrefundable and unused payments or deposits for a covered reason.

Q. How does trip cancellation and interruption coverage work?
A. It reimburses for prepaid, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason.

Q. What other coverage is typically included in a travel insurance plan?
A. In addition to trip cancellation and interruption, the more comprehensive travel insurance plans available today may also cover emergency medical expenses; emergency medical transportation, when ordered by a doctor, to the nearest adequate medical facility. Reimbursement for additional accommodations, meals and local transportation expenses incurred due to travel delays. Reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage.

Q. Does travel insurance cover terrorism?
A. Many travel insurance policies do not cover terrorism, or only cover terrorist acts that occur on foreign soil. Travel insurance through Travelex Insurance can cover terrorist incidents both in the United States and abroad.

Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most cases, on the value of the trip, the length of the trip and the plan purchased.

Please view detailed information on each of the travel insurance plans we offer by clicking on the following links:
Kensington Tours Cancel For Any Reason
Kensington Tours Deluxe Plan
Kensington Tours Basic Plan with Waiver
Kensington Tours Basic Medical

If you need immediate emergency travel assistance for plans purchased on or after November 1, 2012 please contact Travelex’s designated provider at 1.855.892.6495 (Within U.S.A. & Canada) or 1.603.328.1373 (Outside of U.S.A. & Canada).

For plans purchased prior to November 1, 2012, please contact RBC Insurance at 1.905.816.2561 (International Collect).