Travel Protection

We recommend travel protection. Between missed connections, lost or delayed luggage, or medical emergencies, you want some peace of mind that your vacation investment is well protected. No matter who you buy from - please consider purchasing a travel protection plan before you travel. Still not sure? Consider these commonly asked questions:

Q. Why should a traveler buy travel protection?

A. Travel protection gives travelers coverage for unforeseen circumstances, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses—money invested in prepaid, nonrefundable and unused payments or deposits, and medical expenses that in many instances may not be covered by health insurance.

Q. What happens if a traveler must cancel their vacation?

A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A travel protection plan can provide trip cancellation coverage for the traveler's vacation investment—the insurance company reimburses the traveler for prepaid, nonrefundable and unused payments or deposits for a covered reason.

Q. How does trip cancellation and interruption coverage work?

A. It reimburses for prepaid, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason.

Q. What other coverage is typically included in a travel protection plan?

A. In addition to trip cancellation and interruption, today’s travel protection may also cover emergency medical expenses and emergency medical transportation, to the nearest adequate medical facility when ordered by a doctor. Reimbursement for additional accommodations, meals and local transportation expenses incurred due to travel delays. Reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage.

Q. Does travel protection cover terrorism?

A. Many travel protection plans do not cover terrorism, or only cover terrorist acts that occur on foreign soil. Travel insurance through Travelex Insurance can cover terrorist incidents both in the United States and abroad.

Q. How much does travel protection cost?

A. The cost of travel protection is based, in most cases, on the value of the trip, the length of the trip and the plan purchased.

Click on the links below to view the applicable Policy, for the travel protection plans offered by Kensington:

Travel Assistance & Concierge Services*:

If you need immediate assistance while traveling, please contact the Travel Assistance & Concierge Service company: 1.855.892.6495 (Within U.S.A. & Canada) or 1.603.328.1373 (Outside of U.S.A. & Canada).

*Certain limitations apply, and coverage may vary by state. **Travel Assistance & Concierge Services provided by the designated provider listed in the Policy. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered AND may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. All products listed are underwritten by, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company), 1314 Douglas Street, Suite 1400, Omaha, NE 68102; NAIC #22276. EH8

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