Travel Protection

We recommend travel protection. Between missed connections, lost or delayed luggage, or medical emergencies, you want some peace of mind that your vacation investment is well protected. No matter who you buy from - please consider purchasing a travel protection plan before you travel. Still not sure? Consider these commonly asked questions:

Q. Why should a traveler buy travel protection?

A. Travel protection gives travelers coverage for unforeseen circumstances, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses—money invested in prepaid, nonrefundable and unused payments or deposits, and medical expenses that in many instances may not be covered by health insurance.

Q. What happens if a traveler must cancel their vacation?

A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A travel protection plan can provide trip cancellation coverage for the traveler's vacation investment—the insurance company reimburses the traveler for prepaid, nonrefundable and unused payments or deposits for a covered reason.

Q. How does trip cancellation and interruption coverage work?

A. It reimburses for prepaid, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason.

Q. What other coverage is typically included in a travel protection plan?

A. In addition to trip cancellation and interruption, today’s travel protection may also cover emergency medical expenses and emergency medical transportation, to the nearest adequate medical facility when ordered by a doctor. Reimbursement for additional accommodations, meals and local transportation expenses incurred due to travel delays. Reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage.

Q. Does travel protection cover terrorism?

A. Many travel protection plans do not cover terrorism, or only cover terrorist acts that occur on foreign soil. Travel insurance through Travelex Insurance can cover terrorist incidents both in the United States and abroad.

Q. How much does travel protection cost?

A. The cost of travel protection is based, in most cases, on the value of the trip, the length of the trip and the plan purchased.

Click on the links below to view the applicable Description of coverage, for the travel protection plans offered by Kensington:

Travel Assistance & Concierge Services*:

If you need immediate assistance while traveling, please contact the Travel Assistance & Concierge Service company: 1.855.892.6495 (Within U.S.A. & Canada) or 1.603.328.1373 (Outside of U.S.A. & Canada).

This is a brief description of benefits. For a summary of plan details on coverages, benefits, limitations and exclusions of the plan, please refer to the applicable Description of Coverage. *Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage. Travel Insurance is underwritten by Transamerica Casualty Insurance Company, Columbus, OH; NAIC #10952 02.15 1123823

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